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Adult Students
Life, AD&D
and Disability
Company-Paid Basic Life and AD&D

Life and accidental death and dismemberment (AD&D) insurance are important parts of your financial security, especially if others depend on you for support. RWJBarnabas Health provides eligible employees with basic life and accident insurance protection. Basic life coverage may be provided at no cost to you, or you may have the option to enroll for coverage a very low cost. This coverage is provided by MetLife.

More details regarding your coverage amount are provided on the benefit enrollment portal.

Remember to designate a beneficiary and maintain current beneficiary records for your Basic Life insurance and any Voluntary Life insurance you elect. To update your life insurance beneficiary information, click here.

Voluntary Life Insurance

Eligible employees are offered an opportunity to buy additional amounts life insurance coverage for you, your spouse and eligible dependent children. Additional information on coverage amounts and cost is available on the benefit enrollment portal. This coverage is provided by MetLife.

Long-Term Disability (LTD) Coverage

RWJBarnabas Health provides eligible employees with long-term disability coverage. This coverage is provided by MetLife and is 100% employer-paid.

Buy-Up LTD Coverage

RWJBarnabas Health offers eligible employees the opportunity to buy additional long term disability coverage to supplement the company provided benefit. Part-time benefits eligible employees are now able to enroll in the employee paid Long-Term Disability benefit. Additional information on this coverage and the cost is available on the benefit enrollment portal.

Base/Buy-Up Overview

DHMO Overview

Horizon Provider Search

Digital Reading

Learn more about Life insurance in these short videos.

Family Together

RWJBH Life Insurance

Calm Woman

MetLife Life Insurance

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Life Conversation #1

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Life Conversation #2

Need help navigating your benefit options?

Contact BHealthy Care Navigation

The healthcare system is complex, and understanding your benefits can be challenging. The BHealthy Care Navigation team can help you find a physician, explain your benefit options, resolve billing issues, and more.

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