Making Benefits Changes Outside of Annual Enrollment
(Qualifying Life Events)
The IRS only allows you to make changes to your benefit elections once a year, during the Annual Enrollment period, unless you experience a Qualifying Life Event, such as:
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Marriage
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Birth, adoption, or legal guardianship
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Divorce
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Death of spouse
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Death of child
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Employee and/or dependent gains coverage elsewhere
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Employee and/or dependent loses coverage elsewhere
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Loss of dependent status
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Gain/loss of eligibility for Medicare, Medicaid or the Children’s Health Insurance Program (CHIP)
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Receiving a Qualified Medical Child Support Order (QMCSO)
You have 31 calendar days to report a Qualifying Life Event. A special 60-day notification period applies to changes related to Medicaid or the Children’s Health Insurance Program (CHIP) eligibility. Call the RWJBH Benefits Center at 844.690.0920 or visit www.rwjbhbenefits.com to report a Qualifying Life Event.
Please note: Your elections will not take effect until the required documentation is received.
For more information about Qualifying Life Events, visit the My Service Portal.
Making life event changes?
Access your RWJBarnabas Health Benefits Center portal by clicking the button below. Remember to have personal information on hand, such as Social Security numbers and birth dates of dependents. For login instructions, see your Benefits Guide.
